Sølvi

Local-first household finance

Your money, on your machine.

Sølvi is a desktop app for people who run a household across currencies and borders — USD and INR side by side, US brokerage next to Indian fixed deposits, property in two countries. Every transaction, balance, and account number stays in a SQLite file on your own disk.

Builds coming soon How your data is handled

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Twenty currencies, no default

Every account, holding, and property carries its own currency. Totals convert to your base; nothing assumes dollars.

Import what your bank gives you

CSV, OFX/QFX, and real PDF statements — Chase, BofA, Citi, Wells Fargo, HDFC, ICICI, SBI, Schwab, Fidelity, Vanguard.

Net worth that reconciles

Cash, investments, real estate, and vehicles against every liability — one point-in-time engine, so no two screens disagree.

Yours if you stop paying

An expired licence drops the app to read-only. It never locks your data. The database is a file you own.

What actually leaves your device

Only merchant names, and only for categorisation — WHOLEFDS #432, with no amount, no date, no account field. Balances and transactions never leave as data. Merchant text is sent exactly as your bank printed it, which can embed digits of the bank's own descriptor. The account-holder name on a statement may appear in a masked import-detection sample. Prefer to send nothing at all? Local mode does exactly that.